небольшие хитрости здесь и там ответа Доминика , чтобы удовлетворить ваши потребности именно так, как вы хотите:
=REGEXREPLACE(IF(OR(LEN(FLOOR(A1,1))>=13,FLOOR(A1,1)<=0),"Out of range",
PROPER(SUBSTITUTE(CONCATENATE(CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),1,1)+1,"","one hundred ","two hundred ","three hundred ","four hundred ","five hundred ","six hundred ","seven hundred ","eight hundred ","nine hundred "),
CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),2,1)+1,"",CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),3,1)+1,"ten","eleven","twelve","thirteen","fourteen","fifteen","sixteen","seventeen","eighteen","nineteen"),"twenty","thirty","forty","fifty","sixty","seventy","eighty","ninety"),
IF(VALUE(MID(TEXT(INT(A1),
REPT(0,12)),2,1))>1,CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),3,1)+1,"","-one","-two","-three","-four","-five","-six","-seven","-eight","-nine"),
IF(VALUE(MID(TEXT(INT(A1),
REPT(0,12)),2,1))=0,CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),3,1)+1,"","one","two","three","four","five","six","seven","eight","nine"),"")),
IF(A1>=10^9," billion ",""),
CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),4,1)+1,"","one hundred ","two hundred ","three hundred ","four hundred ","five hundred ","six hundred ","seven hundred ","eight hundred ","nine hundred "),
CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),5,1)+1,"",CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),6,1)+1,"ten","eleven","twelve","thirteen","fourteen","fifteen","sixteen","seventeen","eighteen","nineteen"),"twenty","thirty","forty","fifty","sixty","seventy","eighty","ninety"),
IF(VALUE(MID(TEXT(INT(A1),
REPT(0,12)),5,1))>1,CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),6,1)+1,"","-one","-two","-three","-four","-five","-six","-seven","-eight","-nine"),
IF(VALUE(MID(TEXT(INT(A1),
REPT(0,12)),5,1))=0,CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),6,1)+1,"","one","two","three","four","five","six","seven","eight","nine"),"")),
IF(VALUE(MID(TEXT(INT(A1),
REPT(0,12)),4,3))>0," million ",""),CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),7,1)+1,"","one hundred ","two hundred ","three hundred ","four hundred ","five hundred ","six hundred ","seven hundred ","eight hundred ","nine hundred "),
CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),8,1)+1,"",CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),9,1)+1,"ten","eleven","twelve","thirteen","fourteen","fifteen","sixteen","seventeen","eighteen","nineteen"),"twenty","thirty","forty","fifty","sixty","seventy","eighty","ninety"),
IF(VALUE(MID(TEXT(INT(A1),
REPT(0,12)),8,1))>1,CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),9,1)+1,"","-one","-two","-three","-four","-five","-six","-seven","-eight","-nine"),
IF(VALUE(MID(TEXT(INT(A1),
REPT(0,12)),8,1))=0,CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),9,1)+1,"","one","two","three","four","five","six","seven","eight","nine"),"")),
IF(VALUE(MID(TEXT(INT(A1),
REPT(0,12)),7,3))," thousand ",""),CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),10,1)+1,"","one hundred ","two hundred ","three hundred ","four hundred ","five hundred ","six hundred ","seven hundred ","eight hundred ","nine hundred "),
CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),11,1)+1,"",CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),12,1)+1,"ten","eleven","twelve","thirteen","fourteen","fifteen","sixteen","seventeen","eighteen","nineteen"),"twenty","thirty","forty","fifty","sixty","seventy","eighty","ninety"),
IF(VALUE(MID(TEXT(INT(A1),
REPT(0,12)),11,1))>1,CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),12,1)+1,"","-one","-two","-three","-four","-five","-six","-seven","-eight","-nine"),
IF(VALUE(MID(TEXT(INT(A1),
REPT(0,12)),11,1))=0,CHOOSE(MID(TEXT(INT(A1),
REPT(0,12)),12,1)+1,"","one","two","three","four","five","six","seven","eight","nine"),"")))," "," "))&
IF(IFERROR(QUERY({A1},"where Col1 Contains '.'"),)<>"",
" and "®EXEXTRACT(TO_TEXT(A1), "\.(.+)")&" cents", ))," ", " ")