Это то, что я придумал, я понятия не имею, если какой-то код не требуется:
Сервисный хост:
ServiceHost host = new ServiceHost(concreteType);
var binding = new NetTcpBinding(SecurityMode.TransportWithMessageCredential, true);
binding.Security.Message.ClientCredentialType = MessageCredentialType.UserName;
host.AddServiceEndpoint(serviceType, binding, "net.tcp://someaddress:9000/" + name);
host.Credentials.UserNameAuthentication.CustomUserNamePasswordValidator = new CustomUserNameValidator();
host.Credentials.ServiceCertificate.Certificate = new X509Certificate2("mycertificate.p12", "password");
host.Credentials.UserNameAuthentication.UserNamePasswordValidationMode =
UserNamePasswordValidationMode.Custom;
И на стороне клиента:
var binding = new NetTcpBinding(SecurityMode.TransportWithMessageCredential, true);
binding.Security.Message.ClientCredentialType = MessageCredentialType.UserName;
var factory = new ChannelFactory<ISwitchService>(binding,
new EndpointAddress(
new Uri("net.tcp://someaddress:9000/switch")));
factory.Credentials.UserName.UserName = "myUserName";
factory.Credentials.UserName.Password = "myPassword";